payment terms

Checkout is a safe payment method for you. We have a payment institution license granted by the Finnish Financial Supervisory Authority. The payment service is maintained by Checkout Finland Ltd (Business ID FI21966066). Checkout Finland Ltd is a part of the OP Financial Group. Checkout Payment service transfers your payment to the seller. If Finland Ltd is shown on your account statement or credit card bill, then we have transferred your payment. The online shop acts as a marketer for the products and services and as a supplier for the products to the customer. The online shop takes care of the obligations prescribed by law or others self-defined concerning the commercial transaction. If you want to make a claim for compensation or return a product, you should be in contact directly with the online shop where the product is ordered.

Bank card

You have access to the payment buttons for all Finnish banks. You can pay by pressing buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Savings Bank, OP, POP Bank, Savings bank, S-Bank or Bank of Åland. Checkout Finland Ltd is the payee on your bank statement. We transfer your payment to the online shopkeeper. From the online shop, you will be guided directly to your online bank to make the payment securely. When using a payment service, you are bound by the following terms:

Credit card

In the online shop, you can pay with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard, and American Express cards. Internationally used verification services such as Verified by Visa, MasterCard SecureCode, and American Express SafeKey are used in the online shop. Checkout is the payee in the card payment, and they transfer the customer’s card payment directly to the seller. Card payment is done safely with a secure payment form. The payment card data will not be stored in the online shop systems.

Mobile payments

Pivo, MobilePay and Siirto mobile payments are services that operate via an application. You can pay online shoppings by making a bank transfer from your account or as a card payment from your card by accepting the payment in the application. With Pivo, you can also make Siirto payments. Then you can accept the payment in any application that supports Siirto.

Pivo Terms and conditions are available on Pivo’s website.


MobilePay Payment terms are available on MobilePay’s website.


Siirto Terms applied to Siirto payments: